Inflation is here all right, and if you thought the FED’s last handful of rate hikes and the ones they’ve hinted at in the future will save the day, I have some less than stellar news for you: it’s not going anywhere, it’s hotter than it has been in more than 40 years and, based on the most recent consumer price index, it’s accelerating instead of slowing down.

When most people think about sustainable energy, they think about wind and solar. The use cases are well documented and, well, they’re easy to understand. The wind blows the blades of massive turbines to create electricity. That turbine is loaded with all kinds of complex mechanisms, but, on the surface, the process is simple.

You can’t beat a 401(k) in terms of simplicity. The investment is typically diversified and contributions are automatically deducted from your paycheck. Not only that, the company offering said 401(k) almost always gives a match up to a certain percentage (think somewhere in the neighborhood of 5–10%).

It’s looking like things are going to bob up and down for a bit. That’s fine. Feel free to take advantage of some steep discounts, but remember, there is such a thing as too much of a good thing. That share of Microsoft you scooped up at $260 looks great compared to the ones you bought above $300, but there’s no guarantee you won’t be able to buy shares below $200 later in the year. It’s unlikely, sure, but anything is possible these days.